Why are we homeless? A worker gets downsized at his jobs after years of loyal service. Bills add up we fall behind the house payments. The result we get foreclosed on. A member of the family gets cancer or some horrible disease. The insurance we have the job we just got downsized on will last for eighteen months. Unless you find another job with insurance coverage and will except existing conditions, you will have to dip into your savings. More likely than not, you will drain your savings before the disease is defeated. Then you find yourself homeless and on the street. What needs to be done? A bill of rights and living act is being passed into law around the country this will help. Especially in my state of Iowa. What do you think.